Don't wait for better Investment options, Invest and then wait for better time.
Ankit Samrat
For first timers saving money sometimes feel like self inflicted punishment. It's normal to feel that way. Fix your eyes on WHY you save, get a picture or write out five to ten reasons WHY you save, this way you will motivate yourself.
There are lots of apps to help you save up and they offers amazing interest, they also have investment like shares, stocks and bond. My favorite apps and why?
1. Piggyvest
Savings locked here to the set date cannot be withdrawn until the maturity date. When your savings is matured you can withdraw. You can also save in dollars and enjoy 6% per annum at least 10 dollars or even less for a start. You can buy shares to invest your money. 1 unit share cost 5000 naira. That's is, 25,000 naira will buy you 5 unit shares. Investment type is digital farming mostly with real farmers. They offers 12% returns on your unit share within 6month, 24% returns within 12 depending on your investment choice as every farm produce has their duration.
2. Thrive agric
This an agriculture app that help real farmers get sponsorship from you. When you buy a share you are sponsor a farm. You become a digital farmer yourself. Unit shares are mostly on the higher side here 20,000 to 25,000 per share. They offer more than 12% returns on your unit within 6 months.
3. Cowrywise
This also a savings apps. They also have an investment plan but its nothing close to digital farming.
4. Chaka
Stocks market for you to invest your salary with local and international companies for you. Let your money work for you quietly. Be an uncover Boss to your Boss.
Do not save what is left after spending; instead spend what is left after saving.
Warren Buffett
Please feel free to comment, I'll like to hear from you..
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